Rewards(1) Checking

Best if you want: Full-service, low- to no-fee checking account that pays rewards.

Feature Rewards
Monthly Service Charge $5.00(3)
Minimum Opening Balance $25.00
Free Visa Debit Card YES
Unlimited Check Writing YES
Overdraft Protection Available YES
Free Identity Theft Protection(6) YES
Non-Sufficient Funds Forgiveness(7) YES
Replacement Debit Card YES
Earns Cash Back(1) YES

Qualifying Relationship Products:

  • Share Certificate: Certificates count as one product, regardless of the number of certificates held by the member.
  • IRA Variable Share
  • Visa Credit Card
  • Home Equity Line of Credit
  • Residential Construction Loan
  • Mortgage Loan (including Mortgages sold for up to 7 years)
  • Auto Loan
  • Signature Loan
  • Home Improvement/Solar Loan
  • Quick Cash
  • Investment Plus Account (Money Market)
  • Direct Deposit (two direct deposits within 62 days of $250.00 or more each in to Checking account)
  • eStatements

Non-Qualifying Products:

  • Primary Shares
  • Secondary Share Accounts
  • Minor Accounts
  • Additional Checking Accounts
  • Eagle Success
  • Business Loans


  1. Rewards Checking account details: Rewards (up to $6.25/month, $75.00/year) are paid on debit card usage as follows:
    • $0.10 per Debit Card signature transaction between $15.00 and $49.99;
    • $0.20 per Debit Card signature transaction between $50.00 and $99.99;
    • $0.50 per Debit Card signature transaction of $100.00 or more.
  2. Dividend Checking account details:
    • Dividend of 0.30% paid for entire balance if balance is between $5,000 and $14,999.99;
    • Dividend of 0.05% paid on portion of balance of $15,000 and over;
    • No dividend paid if balance is below $5,000.
  3. Rewards Checking account monthly fee ($5.00) waived with three or more qualifying relationship products
  4. Dividend Checking account monthly fee ($6.00) waived with four or more qualifying relationship products
  5. Standard and Opportunity Checking account monthly fee ($3.00) waived with eStatement sign-up
  6. Identity Theft protection also available for purchase for $3.00/month for all members
  7. Non-Sufficient Funds Forgiveness for first occurrence
  8. Dividend Checking only: One box per year of Basic design checks ($18 to $20 value)
  9. Dividend Checking only: Outgoing Wire discount price is $15.00 (regular price is $20.00)

Open a Rewards Checking account at U.S. Eagle Here.

FaceBook Twitter Instagram Linkedin Snapchat equal-housing-lender ncua   Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
©2017 U.S. Eagle Credit Union. All rights reserved.